Dave Ramsey for Kids?

Dave Ramsey for Kids?

Saw a deal on Amazon for Dave Ramsey’s Financial Peace for Kids… It’s called Financial Peace Junior. Seriously… Financial Peace…. For KIDS.

So I ordered it…

When it arrived, the kids opened it, and they thought it was a board game..HA! WRONG!… My oldest daughter is always asking for money and recently started babysitting. I figured this may be a good idea…

I’ll let you know…

Has anyone used it for their kids?

That’s Dad Stuff

Kids and Money – Give Save Spend

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That’s Dad Stuff

Kids and Money – Give Save Spend 

My wife and I have been on and off the Dave Ramsey bandwagon for 5 years now. The Dave Ramsey Baby Steps have really changed how we manage our money. (Be on the lookout for my Dave Ramsey post in the near future!) The way you manage your money will be the financial foundation for your kids. Believe it or not, your kids are watching you and how you manage your money. Talk about the credit card? Use the credit card? Your kids will believe that credit cards are good and OK to use. Use coupons? Always looking for a bargain. Your kids will learn how to be thrifty as well.

A few years ago, I implemented savings jars for my daughters. I bought some mason jars from Amazon, cut a small opening in the lids for the coin slot, found some “girly” labels from Pinterest, and before you know it, we had our own Give Save Spend jars. 

I’ll be honest with you. This, in theory, is great, but as kids are brainwashed about money these days, my girls literally want to spend the money as soon as they get it. There are times where its really a fight to get them to save. BUT to their credit, they love giving. We have taken their give money to the Salvation Army at Christmas, the local needy Baby and Mommy support group. I’m really proud of them for love to give. But saving… it’s a struggle. They are 13 and 10 and they really love to shop and spend spend spend. While some parents really push a certain percentage goes into each category; I’m happy with whatever the money goes into the savings jar. 

I give credit where credit is due, threelittlemonkeystudios.com has a great write up on the jar concept along with the labels I used. 

How have you taught your kids about saving and giving? Any tips? 

That’s Dad Stuff

Easy Money

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Easy Money…

That’s Dad Stuff @thatsdadstuff I am usually pretty skeptical when it comes to ways to make easy money. I have heard friends say that they got a check for $50 for simply buying stuff online. My first thought was… yea right. What’s the catch? Another friend made $125. After interrogating them for a while about their get rich quick scheme, they dangled the carrot in front of me a little more. All they were doing was going to their favorite online stores, buying what they would normally buy, and they are getting a percentage back. They claim it’s just too easy. So I decided to investigate.

How are they doing this? Is it actually that easy? Do I get money right away? How much can I earn? So many questions… So let’s get to the answers.

They are using Ebates! Ebates is a company that partners with your favorite online retailers and offers cash back for purchasing something through one of their links. 

How does it work? If you go to Ebates, click on a retailer they have listed, then they refresh your browser with a unique URL. The unique URL shows a code within the URL that lets Ebates and the retailer know that you used the Ebates link to purchase the item. Then a certain percentage will be deposited into your account. Then once a quarter they take the money you have earned and send it to you via PayPal or via check. 

The best and easiest to use tool to help earn money is the Ebates browser extension. The browser extension lets you know when a site you are on has any cashback opportunities. For example. If you wanted to buy a Kindle on Amazon, the Ebates extension will let you know that you can get 4% cashback. Shopping on QVC? Once you go to QVC.com, Ebates will let you know that you can get 6%. The Ebates extension will show a little pop-up or a little bubble in the top right-hand corner, OR it will the Ebate icon on your browser will change color, letting you know that the website has a cashback offer. If you click on the icon or the bubble, your browser will refresh you will be taken to a new unique URL, buy what you need, and you will be notified by email when the cash has been deposited in your Ebates account. Sometimes you get your money within mins, or a few hours, or a couple of weeks. Most of the time, I get it within a few hours. It really is… that simple. 

In a little over 2 years, I have earned hundreds of dollars. It is really that easy. It is not a scam, it is not a get rich scheme, its not too good to be true. Try it. Use this link and get started. 

On a budget, but still buying online? Don’t worry, Dave Ramsey approves!

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